Text Resize A A A

Rates

Share/Savings Accounts

Club Accounts
Rates Effective as of October 1, 2020
(Dividends Paid on entire balance using daily balance method)
APR APA
Christmas Club 0.10% Div. Rate 0.10% APY *

 

Share Accounts
Rates Effective as of September 30, 2020
(Dividends Paid on entire balance using daily balance method)
All accrued dividends will be forfeited if the account is closed prior to dividend payment
APR APA
Regular Share Accounts $100 Min $5000 Max 0.10% Div. Rate 0.10% APY *
Regular Share Accounts $5000 Min $15000 Max 0.15% Div. Rate 0.15% APY *
Regular Share Accounts $15000 Min $250000 Max 0.20% Div. Rate 0.20% APY *

 

Share Certificate Accounts
Rates Effective May 12, 2020
APR APA
6 Month Certificate $500 Min $250000 Max Dividend Paid Monthly To Share Acct. 0.15% Div. Rate 0.15% APY *
12 Month Certificate $500 Min $250000 Max Dividend Paid Monthly To Share Acct. 0.30% Div. Rate 0.30% APY *
24 Month Certificate $500 Min $250000 Max Dividend Paid Monthly To Share Acct. 0.50% Div. Rate 0.50% APY *
An early withdrawal penalty of 90 days dividends, or all accrued dividends since date of issuance if less than 90 days will be charged on Share Certificate accounts closed before maturity.

 

Loan Accounts

Rates Effective May 12, 2020
Annual Percentage Rate
New Cars & Motorcycles 2021 3.50% APR 48 Months
New Cars & Motorcycles 2021 3.75% APR 60 Months
New Cars & Motorcycles $20,000 Minimum 4.25% APR 72 Months
Used Cars & Motorcycles 2020-2014 2020-2019 3.90% APR 60 Months
Used Cars & Motorcycles 2013-2011 3.90% APR 36 Months
New Motorhomes 2021 3.90% APR 60 Months
New Motorhomes 2021 3.90% APR 120 Months
Used Motorhomes 3.90% APR 48 Months
Used Motorhomes 3.90% APR 60 Months
Used Motorhomes 3.90% APR 84 Months
New Recreational Vehicles 3.90% APR 48 Months
New Recreational Vehicles 3.90% APR 60 Months
Used Recreational Vehicles 3.90% APR 48 Months
Used Recreational Vehicles 3.90% APR 60 Months
New Tractors & Equipment 2021 3.90% APR 60 Months
Used Tractors & Equipment 2021-2011 3.90% APR 48 Months
Used Tractors & Equipment 2020-2011 3.90% APR 60 Months
Used Tractors & Equipment 2010 & Older 3.90% APR 48 Months
Miscellaneous Collateral (Up To $3,000.00) 3.90% APR 12 Months
Miscellaneous Collateral ($3,000.01-$6,000.00) 3.90% APR 24 Months
Miscellaneous Collateral (Over $6,000.00) 3.90% APR 36 Months
Unsecured Signature (Up To $5,000 based on debt ratio) 12.00% APR 36 Months
Share Secured Signature (Up To $3,000.00) 3.00% APR 36 Months
Share Secured Signature ($3,000.01-$6,000.00) 3.00% APR 48 Months
Share Secured Signature (Over $6,000.00) 3.00% APR 60 Months
CD Secured Signature (Up to $3,000.00) 3.00% APR 36 Months
CD Secured Signature (Up to $6,000.00) 3.00% APR 48 Months
CD Secured Signature (Over $6,000.00) 3.00% APR 60 Months
Classic Cars 90% of retail or certified appraisal 3.90% APR 48 Months

 

Fees & Disclosures
Effective October 15, 2014 all collateralized loans over $2,000 will be charged $10.00 for collateral protection insurance.
Deposit Account Fees
Joining Fee $0.25
Inactive Fee $5.00
Loan Account Fees
Loan Late Fee $25.00
 Effective November 1, 2015 loan late fee will change to $25.00 after 10 days delinquent
Miscellaneous Fees
Returned Check Fee $25.00

** ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE **

Loading… Loading…
Loan Calculator